You can avail up to 15% profit from this scheme of LIC, there is a chance for 3 days
LIC, the country’s premier government insurance company, has a better policy than one. The company has a similar policy in which you can get up to 15% profit. The name of this plan of LIC is Jeevan Shanti Scheme. This is a pension scheme, in which you will be given a substantial monthly pension. But its big profit is interest. However, let us tell you that if you want to apply for this scheme then you will have to do this work only till 31 July. There is a possibility that the Life Peace Scheme may undergo changes from 1 August. Let us know about this scheme in detail.
Far higher rate of interest than banks
High-interest rate is the most important feature in this scheme. However, this can be reduced from 1 August. Generally, LIC’s interest rates are lower than banks. But at present, the country’s largest bank SBI has an interest rate of 5.6 per cent. Now we tell you how you can get more interest in this scheme.
This is how you will get 15 percent interest
Jeevan Shanti Policy secures your future. You will get a pension once you invest in this scheme. But if you want, you can start taking pension even after 5, 10, 15 or 20 years. Remember that the more time you start taking a pension, the more interest you will be paid. Explain that interest will be given at different rates for the policy term of 5, 10, 15 and 20 years. If you start taking pension immediately then less interest will be paid. You will get a maximum 15% interest in the situation when you start taking pension after 20 years.
Investment amount and your age
In Jeevan Shanti Scheme, the minimum you have to invest at least Rs 1.5 lakh. However, there is no maximum limit for investment here. Depending on your convenience, you can invest Rs 10 lakh or more at one go. As far as age is concerned, your minimum age should be 30 years and maximum age should be 85 years.
How to invest
One can invest in Jeevan Shanti policy both online and offline. In offline, this policy will be available through an agent. In online mode, you go to LIC website and buy this policy yourself. Monthly pension of up to Rs 35000 is also available in this policy. Let’s know how to take it.
One time pension of Rs 35000 from investment
There are many types of options in this scheme. If a 46-year-old man chooses ‘A’, the intermediate annuity for life option, it means that he has opted for a fixed sum of Rs 65,00,000. In this case, he will have to pay a premium of Rs 66,17,000 at one go. After paying these premiums, the person will start getting a pension of Rs 35,263 every month. You will get this pension throughout your life.